diff --git a/backend/ai-core/internal/memory/retriever.go b/backend/ai-core/internal/memory/retriever.go
index 4424dea..bbde1a5 100644
--- a/backend/ai-core/internal/memory/retriever.go
+++ b/backend/ai-core/internal/memory/retriever.go
@@ -23,27 +23,67 @@ type Embedder interface {
 	IsAvailable() bool
 }
 
-// SimpleEmbedder 基于关键词的简单嵌入（MVP阶段可用，无需外部API）
+// SimpleEmbedder 基于 n-gram 哈希的本地嵌入（无需外部API）
+// 用于嵌入API不可用时的降级方案，中文效果显著优于字符频率哈希。
 type SimpleEmbedder struct{}
 
-// Embed 简单的关键词哈希嵌入（用于MVP快速验证）
-func (e *SimpleEmbedder) Embed(ctx context.Context, text string) ([]float64, error) {
-	// 生成一个简单的1536维特征向量
-	// 基于字符频率的简单表示，用于MVP阶段
-	vec := make([]float64, 1536)
+const embedDim = 1536
 
-	runes := []rune(strings.ToLower(text))
-	for i, r := range runes {
-		idx := int(r) % 1536
-		vec[idx] += 1.0 / float64(len(runes))
-		// 考虑位置信息
-		posIdx := (int(r) + i) % 1536
-		vec[posIdx] += 0.5 / float64(len(runes))
+// Embed 使用字符 bigram + trigram 哈希生成稀疏向量。
+// 相似的中文短语会共享 n-gram → 哈希碰撞产生有意义的余弦相似度。
+func (e *SimpleEmbedder) Embed(ctx context.Context, text string) ([]float64, error) {
+	vec := make([]float64, embedDim)
+	runes := []rune(strings.TrimSpace(text))
+	if len(runes) == 0 {
+		return vec, nil
+	}
+
+	// 统计 n-gram 频率（bigram + trigram），用 TF 加权
+	grams := make(map[uint64]float64)
+	addGram := func(start, n int) {
+		if start+n > len(runes) {
+			return
+		}
+		h := hashRunes(runes[start : start+n])
+		grams[h] += 1.0
+	}
+	for i := 0; i < len(runes); i++ {
+		addGram(i, 2) // bigram
+		addGram(i, 3) // trigram
+	}
+	// 单字也加入，捕获关键词
+	for i := 0; i < len(runes); i++ {
+		h := hashRunes(runes[i : i+1])
+		grams[h] += 0.3
+	}
+
+	// 归一化后写入向量
+	var total float64
+	for _, v := range grams {
+		total += v * v
+	}
+	if total == 0 {
+		return vec, nil
+	}
+	norm := 1.0 / total // approximate L2 norm
+	for h, v := range grams {
+		idx := int(h % embedDim)
+		vec[idx] += v * norm
 	}
 
 	return vec, nil
 }
 
+// hashRunes computes a simple FNV-like hash of rune slice.
+func hashRunes(r []rune) uint64 {
+	var h uint64 = 14695981039346656037
+	for _, c := range r {
+		h ^= uint64(c)
+		h *= 1099511628211
+	}
+	return h
+}
+
 // IsAvailable returns true (SimpleEmbedder is always available as fallback).
 func (e *SimpleEmbedder) IsAvailable() bool { return true }
 
@@ -127,67 +167,87 @@ func (r *Retriever) RetrieveByCategory(ctx context.Context, userID string, categ
 	})
 }
 
-// keywordSearch 关键词匹配检索（包含关键词标签匹配）
+// keywordSearch 关键词匹配检索（包含关键词标签和n-gram分词匹配）
 func (r *Retriever) keywordSearch(ctx context.Context, userID string, query string) ([]MemoryEntry, error) {
-	// 查询最近的核心和重要记忆
+	// 将查询切分为中文分词 tokens（2-4字的滑动窗口）
+	queryRunes := []rune(query)
+	var tokens []string
+	for size := 2; size <= 4; size++ {
+		for i := 0; i+size <= len(queryRunes); i++ {
+			tokens = append(tokens, string(queryRunes[i:i+size]))
+		}
+	}
+	// 也保留完整查询
+	tokens = append(tokens, query)
+
+	// 查询记忆
 	entries, err := r.store.Query(ctx, model.MemoryQuery{
-		UserID:   userID,
-		Priority: model.MemoryImportant,
-		Limit:    50,
+		UserID: userID,
+		Limit:  100,
 	})
 	if err != nil {
 		return nil, err
 	}
 
-	// 关键词匹配过滤
-	var matched []MemoryEntry
-	queryLower := strings.ToLower(query)
+	type scoredEntry struct {
+		entry MemoryEntry
+		score int
+	}
+	var scored []scoredEntry
+	seen := make(map[string]bool)
 
 	for _, entry := range entries {
+		if seen[entry.ID] {
+			continue
+		}
+		s := 0
 		contentLower := strings.ToLower(entry.Content)
 		summaryLower := strings.ToLower(entry.Summary)
 
-		// 内容/摘要匹配
-		if strings.Contains(contentLower, queryLower) || strings.Contains(summaryLower, queryLower) {
-			matched = append(matched, entry)
-			continue
+		for _, tok := range tokens {
+			tokLower := strings.ToLower(tok)
+			if len([]rune(tok)) < 2 {
+				continue // skip single-char matches (too noisy)
+			}
+			if strings.Contains(contentLower, tokLower) {
+				s += 2 // content match is stronger
+			}
+			if strings.Contains(summaryLower, tokLower) {
+				s += 3 // summary match is even stronger (distilled info)
+			}
 		}
 
-		// 关键词标签匹配
+		// 关键词标签直接匹配
 		for _, kw := range entry.Keywords {
-			if strings.Contains(queryLower, strings.ToLower(kw)) ||
-				strings.Contains(strings.ToLower(kw), queryLower) {
-				matched = append(matched, entry)
-				break
-			}
-		}
-	}
-
-	// 也匹配普通记忆
-	normalEntries, err := r.store.Query(ctx, model.MemoryQuery{
-		UserID:   userID,
-		Priority: model.MemoryNormal,
-		Limit:    100,
-	})
-	if err == nil {
-		for _, entry := range normalEntries {
-			contentLower := strings.ToLower(entry.Content)
-			summaryLower := strings.ToLower(entry.Summary)
-			if strings.Contains(contentLower, queryLower) || strings.Contains(summaryLower, queryLower) {
-				matched = append(matched, entry)
-				continue
-			}
-			for _, kw := range entry.Keywords {
-				if strings.Contains(queryLower, strings.ToLower(kw)) ||
-					strings.Contains(strings.ToLower(kw), queryLower) {
-					matched = append(matched, entry)
+			kwLower := strings.ToLower(kw)
+			for _, tok := range tokens {
+				if strings.Contains(strings.ToLower(tok), kwLower) || strings.Contains(kwLower, strings.ToLower(tok)) {
+					s += 2
 					break
 				}
 			}
 		}
+
+		if s > 0 {
+			seen[entry.ID] = true
+			scored = append(scored, scoredEntry{entry, s})
+		}
 	}
 
-	return matched, nil
+	// 按分数降序
+	for i := 0; i < len(scored); i++ {
+		for j := i + 1; j < len(scored); j++ {
+			if scored[j].score > scored[i].score {
+				scored[i], scored[j] = scored[j], scored[i]
+			}
+		}
+	}
+
+	result := make([]MemoryEntry, 0, len(scored))
+	for _, s := range scored {
+		result = append(result, s.entry)
+	}
+	return result, nil
 }
 
 // deduplicate 去重合并：对高度相似的记忆只保留 Importance 更高的